10 issuer and how-to guides

Crypto Vouchers: Buy, Gift and Redeem Coin Codes

A crypto voucher is a code that becomes coins. It is the only clean way to hand cryptocurrency to somebody who has no exchange account, no wallet and no patience for a signup on a birthday. This hub compares every issuer on what the recipient actually receives.

CEX.IO is a licensed exchange — FinCEN-registered MSB (NMLS 1804170), money-transmitter licences in 34+ US states, a Gibraltar FSC DLT licence and CySEC authorisation in the EU. Bonus is trading-fee credit, not withdrawable cash — read the full terms first.

  • Real spread comparison across 6 issuers
  • Redemption steps for every major code type
  • Expiry windows and AML thresholds
  • How to spot a fake or already-spent code

Updated August 2026

A stylised voucher card with a gift box and gold coin, representing a crypto voucher

Everything in vouchers

Start with the coin you want to gift, or jump straight to redemption if you are holding a code right now.

Why vouchers exist at all

Try gifting Bitcoin the direct way. You need the recipient's wallet address, which means they need a wallet, which means a download, a seed phrase, a backup they will not lose, and a conversation about what happens if the phone dies. On a birthday, in a room with other people, that gift dies on contact.

A voucher moves the hard part to a moment of the recipient's choosing. You buy a code today. They redeem it in March, into whatever wallet they end up trusting. The purchase and the custody decision are decoupled, and that single design choice is why vouchers survive despite costing more than an exchange purchase.

The second reason is cash. Bitnovo vouchers sit on shelves at more than 40,000 European retail points — Carrefour, Fnac, El Corte Inglés, Día, plus tobacconists and petrol stations. If you want to convert physical cash into Bitcoin without a bank in the loop, that is a legitimate and surprisingly civilised route.

The issuers, and what separates them

Marketing copy across this niche is nearly identical. The actual products are not.

Crypto voucher issuers compared on the numbers that decide how much crypto the recipient actually gets. Checked August 2026.
Issuer Coins delivered Cost over face Account needed? Where you buy it
Azteco BTC (Lightning + on-chain) 2% online, 7% + fee in person No — none at all Online and 190+ countries of retail partners
Bitnovo BTC, ETH, LTC, USDT and more ~4–7% all-in, varies by shop Yes, EU AML applies 40,000+ EU retail points, plus online resellers
CryptoVoucher.io BTC, ETH, LTC, SOL, USDT, DOGE, TON and more ~4% + €2.50–3 network, often more Light, escalating Direct, or via resellers taking card/PayPal
Binance Gift Card 150+ assets from your Binance balance No network fee — internal transfer Yes, both sides need Binance Inside the Binance app
Coinbase gifting 100+ assets to existing users, 5 to new No fee to send Recipient needs a verified account Coinbase app or website

Redeeming a voucher without losing it

The process differs by issuer, but the failure modes are universal: redeeming into an address on the wrong network, typing a code with a transposed character, and letting somebody else see the code first.

  1. Identify the issuer before you type anything

    The redemption page is issuer-specific and there are convincing phishing clones for every major brand. Type the domain yourself rather than following a link from an email or a search advert.

  2. Have the destination wallet open first

    For Lightning vouchers, open the wallet and be ready to scan. For on-chain, copy the receive address and paste it — never retype an address by hand.

  3. Check the network matches

    A USDT voucher redeemed to an address on the wrong chain is unrecoverable. Confirm the network name character for character: TRON, Ethereum, BNB Chain and Solana addresses are not interchangeable.

  4. Redeem in one sitting and confirm the balance

    Do not stop halfway. Once the code is entered it may be marked consumed even if the transfer needs confirmations. Watch for the balance to appear before you close the tab.

The full walkthrough for each issuer — with the exact screens, expiry rules and what to do with a rejected code — is in how to redeem a crypto voucher.

Voucher safety rules that are not optional

  • A code is cash. Anyone who reads it can spend it. Treat a screenshot as a stack of banknotes on a table.
  • Nobody legitimate will ever ask you to buy a voucher and read the code over the phone or in a chat. Not your bank, not a tax office, not an employer, not somebody you met online.
  • Codes bought "cheap" on marketplaces and forums are frequently already redeemed, or bought with stolen cards and reversed later.
  • If a seller pressures you to move off-platform or to release before escrow, the answer is no. Every time.

Which coin to put in a voucher

This matters more than people expect. A Bitcoin voucher bought in November and redeemed in February could be worth noticeably more or less than you paid — which is either a delightful surprise or an awkward conversation. If the point is to gift an amount of money, use a stablecoin voucher: $100 is still $100 when they get round to it. If the point is to gift exposure to Bitcoin, use a Bitcoin voucher and say so explicitly, so the volatility is part of the gift rather than a shock.

Ethereum and Litecoin vouchers exist too, with fewer issuers and wider spreads. Litecoin's low network fee means more of the face value survives the trip; Ethereum's does not, on mainnet.

Where to go from here

Crypto vouchers: common questions

What exactly is a crypto voucher?

A code — printed on a receipt, emailed, or shown as a QR — that converts into a specific amount of cryptocurrency when the holder redeems it. You buy it with ordinary money. The recipient supplies a wallet address and receives coins. Unlike a crypto gift card, which spends crypto at a shop, a voucher goes the other way: fiat in, crypto out.

Do crypto vouchers expire?

Most do, and the windows differ sharply. Binance Gift Cards created after 10 April 2024 must be redeemed within six months. Retail vouchers usually carry a validity period printed on the receipt. Azteco vouchers are designed to be redeemed promptly and the issuer publishes the current policy. Always read the expiry before you gift-wrap something.

What does a crypto voucher really cost?

Between about 2% and 19% over the amount of crypto delivered, depending entirely on the rail. Azteco charges 2% online. CryptoVoucher states roughly 4% plus a €2.50–3 network fee, and real totals run higher once the rate spread is included. Buying through a card or PayPal reseller adds another 3.5–12%. We priced the same €50 across six routes in cheapest crypto vouchers.

Can I buy a crypto voucher with PayPal?

Yes, through several resellers, and it is the most expensive route in this hub. PayPal's chargeback exposure means sellers price defensively, so expect a total spread of 6–12% rather than the advertised headline. There is also a policy risk: reselling vouchers bought with PayPal is a common trigger for account limitation. Details in buying crypto vouchers with PayPal.

Are crypto vouchers safe to give to a complete beginner?

They are the safest of the realistic options, because the recipient controls the timing. But a voucher only becomes coins once redeemed into a wallet, and a beginner with no wallet still needs help. The gift that actually works is a voucher plus twenty minutes of your time — see how to gift crypto.

What happens if someone sees my voucher code?

They can redeem it and the coins are gone. A voucher code is a bearer instrument, exactly like cash. Do not post it, do not screenshot it into a group chat, and do not read it aloud to anyone who called you. This is the single mechanic that makes vouchers a scammer favourite — see voucher codes explained.